You are entitled to 100% refund on monthly payments if:

1. We do not remove any negative items being disputed
2. You have had 90 days from the time you have retain our services
3. You have not used a credit -consulting agency nor attempted to repair your credit within 6 months of signing up for our services
4. You agree to provide updated reports from all 3 credit bureaus to us within 5 business days of receipt of documents
5. You agree to follow the customize plan designed for you to achieve your goal
6. You may cancel services at anytime(please email us in writing 3 days before next billing date)

​Through our ​services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.

Items that are marked as removed can come back on your report if the debt is later verified. If your account is marked as deleted it is very hard for this item to return back on your credit report. You will be notified in writing by the creditor if debt will be reasserted on your credit report.